Access cash to keep your business moving.

Line of Credit

Whether it's waiting on payments or investing in your business, we're here to help you manage your cashflow.

  • Get up to $50k with no cost to open a line of credit.
  • No early payout or monthly fees.
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Line of Credit

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If your business has been hit with a few curveballs or you want the certainty of access to money when you need it, our line of credit could help you stay on the front foot.

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The best bits

Access up to $50k

No cost to open a line of credit, you only pay when you draw down.

No repayments for 30 or 60 days

Get a head start.

No early payout fees

If your loan is paid out in full early, there are no fees.

No monthly fees


Apply super-fast

Using your Reece Trade Account info.

The details

  • Enjoy an unsecured line of credit.
  • In most instances, our lending partner, TruePillars will approve you for the same amount as your Reece Trade Account Credit Limit.
  • Pay us back within 120 days in 14 equal weekly payments or 3 equal monthly payments.
  • $250 drawdown fee on amounts of $15k and below.
  • 2% drawdown fee on amounts over $15k.
  • Lump sum repayments are accepted with no additional fees.

What we need from you

You must:

  • Be over 18 years old.
  • Have had a Reece Trade Account for 1 year.
  • Have a minimum Reece Trade Account credit limit of $5K.
  • Generally pay your Reece Trade Account on time.
  • Have a good personal credit history.

For non-Reece customers – contact us on 1800 522 822 to discuss how Laddr can help with your application.

Apply in a few minutes.
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We’ll work hard to get you a decision in 24 hours.
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If approved, get funded and get your business moving.
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The key things you need to know

Applying and getting approved

Rates, fees and charges